Rates as of September 1, 2025
APR = Annual Percentage Rate. APR is based on Credit Score. Maximum APR 18.00%. Rates subject to change without notice.
Maximum Loan to Value of 115% NADA Book Value.
*Loan amount must be greater than $10,000.
Maximum Loan to Value of 115% of NADA Book Value.
Loan to Value will be on a case-by-case basis after an evaluation of risk. Not to exceed 115% of NADA Book Value.
*PLEASE CONTACT LOAN DEPARTMENT FOR FURTHER INFORMATION REGARDING LOAN AMOUNTS
Minimum of $25,000.00. The payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.
APR= Annual Percentage Rate
Minimum of $10,000.00. Maximum of $150,000.00. The payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.
Payment Example: $955.14 monthly payment borrowing $50,000 at 5.50% for 60 months
Minimum rate 3.50%. Payments do not include taxes and insurance premiums.
VISA Disclosure
Open Ended-Line of Credit
$2500 maximum loan amount. Checking account required. No annual fee.
Rates are subject to change without notice. Example: a 2-Year $5,000 Personal Loan at 7.99% Annual Percentage Rate (APR) will have 24 Monthly Payments of $226.14, a 5- Year $10,000 Personal Loan at 7.99% APR will have 60 monthly payments of $101.37.
Rates Subject to change without notice. Maximum Loan to Value of 115% of NADA book value new or used. Repayment Example: a 3-Year $10,000 Car Loan at 5.25% Annual Percentage Rate (APR) will have 36 Monthly Payments of $300.86, a 4-Year $10,000 Car Loan at 5.25% APR will have 48 monthly payments of $231.45, a 5-Year $20,000 Car Loan at 5.25% APR will have 60 monthly payments of $379.75.
Rates subject to change without notice. Maximum Loan to Value of 80% of Appraised Value ($100,000 minus 20% = $80,000). No closing costs for loans $25,000 and above. Repayment Example: a 5-Year $25,000 Home Equity Loan at 5.50% Annual Percentage Rate (APR) will have 60 Monthly Payments of $477.57; a 10-Year $30,000 Home Equity Loan at 6.25% APR will have 120 monthly payments of $325.61; a 15-Year $80,000 Home Equity Loan at 6.99% APR will have 180 monthly payments of $718.42.
Minimum Credit Line is $10,000, 10-Year Draw Period and Fifteen Repayment Period. Minimum Monthly Payment is interest only of Credit Line outstanding. The Annual Percentage Rate (APR) is variable and will be established based on an Index value equal if the Prime Rate as published in the Northeastern edition of The Wall Street Journal on the last billing business day in of each month.
A 3-Year $5,000 Share Secured Loan at 4.99% APR will have 36 monthly payments of $149.84.
Loan to value is 100%. Repayment Example: a 10-Year $25,000 Recreational Vehicle at 6.99% Annual Percentage Rate (APR) will have 120 Monthly Payments of $208.33
Up to 100% of the cost of a Personal Computer with peripherals and tax. Repayment Example: a 2-Year $3,000 Computer Loan at 4.99% Annual Percentage Rate (APR) will have 24 Monthly Payments of $153.53
The dividend rate may change after account opening.
Minimum balance of $25.00 to qualify for the advertised APY.
3.75%
3.82%
3.00%
3.04%
Minimum Balance Requirement of $2,500.00 to earn a higher dividend rate otherwise the account will pay the same dividend rate as the regular savings account.
The Interest Rate and Annual Percentage Yield (APY) are as of the Effective Date and are subject to change without notice. The stated yield for CDs less than one year assumes the reinvestment of principal and interest at the same rate, although that rate may not be available upon renewal. Fees and other conditions could reduce earnings. CDs are subject to a penalty for early withdrawal. Minimum to open a CD is $1000 and the minimum required to earn APY is $1000.
An Individual Retirement Account is an excellent tool for retirement savings. Depending on what type of IRA you choose, contributions may be tax deductible and will grow either tax-deferred or tax-free.
It is never too early to begin saving. Find out which plan is better for you - a Traditional IRA or a Roth IRA.
*APY = Annual Percentage Yield.
The Dividend Rate and Annual Percentage Yield(APY) are as of the effective date and are subject to change without notice. Fees may reduce earnings.
Fees and other conditions could reduce earnings. Certificate Accounts are subject to a penalty for early withdrawal.
View our Fee Schedule