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Auto & Personal Loans

Auto Loans

Get pre-approved for your auto loan and shop like a cash buyer!

When buying a new vehicle, it's easy to get caught up in the excitement and forget about getting the most for your money. Chances are, if you don't have your financing set up before walking into the dealership, you may find yourself spinning your wheels at the negotiating table.

There's a better route to follow. We can help you finance the vehicle of your choice with monthly payments that fit your budget. Whether you are buying a new or used auto, truck or van, you're not limited in your selection. We'll set you up with a competitive rate to help ensure your vehicle is a money-smart purchase.

Visit us for pre-approval

Before you set foot in the dealership, get your loan pre-approved with us first. Simply apply online, give us a call, or stop in and see us and we'll get the process in motion!

  • Autos 6 years old or newer, up to 115% Financing Available
  • Autos 7 to 10 years old, up to 85% Financing Available

For more information, contact Renee at or by phone at (203) 237-6424 x123.

View Rates Apply Online

Recreational Vehicle Loans

Your source to finance your boat, motorcycle, or RV!

Whether it’s a boat, Jet Ski, ATV, motorcycle, or RV, we’ve got financing available for both new and pre-owned specialty vehicles.  Complete an application today! Apply online, or stop by and complete an application at the Credit union.

For more information, contact Renee at or by phone at (203) 237-6424 x123.

View Rates Apply Online

Signature Loans

Personal loans to help you achieve your goals

Whether you want cash to pay for medical expenses, a new computer, or simply to consolidate other higher-rate debt, come to MembersFirst CT FCU for fast, personal service.

  • Low fixed rate loan with terms up to five (5) years

Getting approved for your loan has never been easier. Simply apply online or stop in to fill out a loan application. You'll quickly receive an answer to your loan request.

For more information, contact Renee at or by phone at (203) 237-6424 x123.

View Rates Apply Online

Renovation Loan

Quick Loan to finance your home improvement or repair projects.

  • No collateral required
  • Great for home repairs, home upgrades, efficiency upgrades and remodeling.
  • Term: Up to 60 Months
  • Maximum Loan Amount $25,0000

Share-Secured Loans

No credit approval required

Use your MembersFirst CT FCU savings or share account for collateral while still earning dividends. No credit qualification required.

View Rates Apply Online

Overdraft Protection

Save yourself from the embarrassment and cost of overdrafts

Overdraft Protection is an unsecured, open-end line of credit. Credit limits up to $2,500 are available.