The financing industry has changed greatly over the past few years with many more firms using your credit history to determine your rates and premiums on such things as car and homeowners insurance, car loans, mortgages, visa rates and your ability to rent cars and apartments. Most banks and credit union's are now using credit scores to determine your loan rates as well.
This makes it especially important that you be aware of what's on your credit report and be cognizant of your credit score. You may be paying much more in interest and premiums due to a low credit score. The credit union is here to help you review your credit report and score and help you improve your credit score.
Understanding Your FICO® Credit Score Free Weekly Credit Report