Rates as of June 1, 2021
APR = Annual Percentage Rate. APR is based on Credit Score. Maximum APR 18.00%. Rates subject to change without notice.
Maximum of $30,000.
Vehicle must have never been titled. Maximum Loan to Value of 115% NADA Book Value.
*Loan amount must be greater than $10,000.
Vehicle is 5 years old or newer. Maximum Loan to Value of 115% of NADA Book Value.
Vehicle is 6 to 8 years old. Maximum Loan to Value of 85% of the NADA Book Value. Collision Coverage may be waived by the loan committee for these older vehicles.
Motorcycle must have never been titled. Maximum Loan to Value of 115% of NADA Book Value.
Must be 5 years old or newer. Maximum Loan to Value of 115% of NADA Book Value.
Motorcycle is 6 to 10 years old. Maximum Loan to Value of 85% of NADA Book Value.
Loan to Value will be on a case-by-case basis after an evaluation of risk. Not to exceed 115% of NADA Book Value.
*PLEASE CONTACT LOAN DEPARTMENT FOR FURTHER INFORMATION REGARDING LOAN AMOUNTS
Minimum of $25,000.00. Payments do not included taxes and insurance premiums.
Minimum of $10,000.00. Maximum of $150,000.00. Payments do not include taxes and insurance premiums.
Minimum rate 3.50%. Payments do not include taxes and insurance premiums.
Rates are subject to change without notice. Maximum unsecured individual limit $30,000, Comaker $15,000. Repayment Example: a 2-Year $5,000 Personal Loan at 6.99% Annual Percentage Rate (APR) will have 24 Monthly Payments of $222.87, a 5- Year $10,000 Personal Loan at 9.99% APR will have 60 monthly payments of $212.45.
Rates Subject to change without notice. Maximum Loan to Value of 115% of NADA book value new or used. Repayment Example: a 3-Year $10,000 Car Loan at 4.99% Annual Percentage Rate (APR) will have 36 Monthly Payments of $299.69, a 4-Year $10,000 Car Loan at 4.99% APR will have 48 monthly payments of $230.27, a 5-Year $20,000 Car Loan at 4.99% APR will have 60 monthly payments of $400.81, a 6-Year $25,000 Car Loan at 7.50% APR will have 72 monthly payments of $432.30.
Rates subject to change without notice. Maximum Loan to Value of 80% of Appraised Value ($100,000 minus 20% = $80,000). No closing costs for loans $25,000 and above. Repayment Example: a 5-Year $25,000 Home Equity Loan at 5.50% Annual Percentage Rate (APR) will have 60 Monthly Payments of $477.57; a 10-Year $30,000 Home Equity Loan at 6.25% APR will have 120 monthly payments of $325.61; a 15-Year $80,000 Home Equity Loan at 6.99% APR will have 180 monthly payments of $718.42.
Minimum Credit Line is $10,000, 10-Year Draw Period and Fifteen Repayment Period. Minimum Monthly Payment is interest only of Credit Line outstanding. The Annual Percentage Rate (APR) is variable and will be established based on an Index value equal if the Prime Rate as published in the Northeastern edition of The Wall Street Journal on the last billing business day in of each month.
A 3-Year $5,000 Share Secured Loan at 4.99% APR will have 36 monthly payments of $149.84.
Loan to value is 100%. Repayment Example: a 10-Year $25,000 Recreational Vehicle at 6.99% Annual Percentage Rate (APR) will have 120 Monthly Payments of $208.33
Up to 100% of the cost of a Personal Computer with peripherals and tax. Repayment Example: a 2-Year $3,000 Computer Loan at 4.99% Annual Percentage Rate (APR) will have 24 Monthly Payments of $153.53
Rates as of April 1, 2021
*APY = Annual Percentage Yield **Fees could reduce the earnings on an account
View our Share Account Rates and Fee Schedule including all disclosures.